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Internet payments

Get paid online, securely, from anywhere.

Payment gateways, digital wallets and integrated checkout for your website. We set up online payments with processors that fit your business, so customers can pay in a few clicks.

Apply now Chat on WhatsApp

Credit & debit cards · Apple Pay · Google Pay · ACH · Crypto · Recurring billing

How an online payment works

In a couple of seconds, every time.

  1. Customer checks outCard or wallet, right on your site.
  2. Gateway encrypts the dataCard details are never exposed.
  3. Processor & bank authorizeReal-time approval, with fraud checks.
  4. You get confirmationOrder confirmed instantly, funds settle to your account.
What we set up

Three ways to take payments online.

Most businesses use a mix. We'll help you pick the right setup for your site and customers.

Payment gateways

The secure link between your checkout, the processor and the bank. Encrypts card data, authorizes in real time and confirms payment instantly, cutting fraud risk.

Gateways & virtual terminal →

Digital wallets

Let customers pay with Apple Pay, Google Pay and other wallets that store their details securely. No typing card numbers, fewer abandoned checkouts.

Integrated checkout

Payment options built right into your website: cards, wallets and alternative methods like ACH and crypto, in one smooth checkout that converts.

Alternative payments →
Why it matters

Better for your business. Easier for your customers.

For your business

Sell more, with less admin.

  • Less manual work. Payments run automatically, cutting the cost of handling invoices and checks.
  • Real-time processing. Instant approvals and faster funding than traditional payment methods.
  • Customers anywhere. Reach buyers far beyond your physical location.
  • Higher conversions. A built-in checkout reduces cart abandonment.
For your customers

Fast, flexible and safe.

  • A few clicks. Pay from home or on the go, on any device.
  • Their choice of method. Cards, wallets, bank transfer or crypto.
  • Protected data. Encryption keeps payment details secure through every step.
  • Instant confirmation. They know right away their order went through.

Gateways & platforms we work with

Matched to your industry, volume and website.

Authorize.net NMI Stripe US WooCommerce Shopify Custom websites & APIs Hosted payment pages Recurring & subscriptions
How it works

Live on your website in three steps.

One specialist handles your setup from application to first payment.

Step 1

Tell us about your store

Share your website, what you sell, your monthly volume and how you'd like customers to pay.

Step 2

Get matched and approved

We check your site against processor rules, fix what would get flagged, and apply to processors that fit.

Step 3

Connect your checkout

Once approved, we help connect the gateway to your website or platform and run a test payment.

Based in India?

Selling online to US customers from India?

Stripe India and PayPal often can't take international cards. We help set up a US company and apply to US gateways the right way.

US company setup →
FAQ

Online payments, explained.

Still have a question? Ask us on WhatsApp.

What are internet payments?
Internet payments, also called online payments or e-payments, let customers buy products or pay invoices electronically. They run through payment gateways, digital wallets or a checkout built into your website.
What does a payment gateway do?
A gateway securely passes payment data from your customer to your business and on to the processor or acquiring bank. It encrypts card details, gets real-time authorization, and confirms the payment instantly, which helps reduce fraud.
Do I need a merchant account as well as a gateway?
Usually, yes. The gateway handles the secure connection; the merchant account is where approved card payments are settled before reaching your bank. We help you set up both so they work together.
Can I accept digital wallets and crypto?
Yes. Most modern checkouts support Apple Pay and Google Pay, and many can add alternative methods such as ACH or cryptocurrency as a main or backup option.
Will it work with my website?
Most gateways connect to WooCommerce, Shopify and other common platforms, or to a custom site through an API or hosted payment page. Tell us how your site is built and we'll recommend the simplest option.

Ready to accept payments online?

Tell us about your website and what you sell. You'll get your options within one business day.

Apply now Chat on WhatsApp

Direct-Merchant.org provides consulting and application support only. We are not a bank, payment processor or acquirer, and we do not hold or move funds. Approval, pricing, funding times, reserves and account terms are decided solely by the processor or acquiring bank, and approval is never guaranteed. We work only with lawful businesses. Authorize.net, NMI, Stripe, Shopify, WooCommerce, PayPal, Apple Pay and Google Pay are trademarks of their owners; we are not affiliated with them.