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Bitcoin & crypto merchant account

Accept Bitcoin and crypto at your business.

Let customers pay with Bitcoin, Ethereum and stablecoins, online or in store. Get paid in crypto or have it converted to US dollars automatically, with no card chargebacks.

Start accepting crypto Chat on WhatsApp

BTC · ETH · USDT · USDC · Website checkout · Invoices · In-store QR

Why accept Bitcoin?

Keep pace with how customers want to pay.

Cryptocurrency is part of today's digital economy. Accepting it helps you reach new customers and boost sales.

Borderless payments

Customers anywhere in the world can pay you, without card networks or cross-border banking complications.

Lower fees

Processor fees are often lower than card processing, especially on international payments.

No chargebacks

Crypto payments can't be reversed by the customer, so you're protected from chargeback fraud.

New customers

Attract tech-savvy shoppers and early adopters who prefer paying with crypto.

Secure by design

Cryptographic security, and customers never share card details with you.

A backup for high-risk businesses

A second payment rail that keeps you selling if card processing is limited or under review.

High-risk accounts →
Let us help you

We handle the setup. You focus on your business.

Our team integrates crypto payments for online stores, e-commerce platforms and brick-and-mortar shops.

Step 1

Choose your setup

Which coins to accept, and whether to keep crypto or convert to dollars automatically.

Step 2

Connect your checkout

We set up a secure crypto gateway on your website, invoices or point of sale.

Step 3

Get paid

Customers pay by QR code or wallet. Payments and reconciliation reports land in your dashboard.

Benefits

What you gain.

  • Global reach with no currency conversion at checkout.
  • Lower costs than many card and cross-border options.
  • Chargeback-free payments.
  • Fast settlement: seconds to minutes with stablecoins and Lightning.
Good to know

What to plan for.

  • Price swings. Crypto prices move. Auto-conversion to dollars removes that risk.
  • Confirmation times. Bitcoin averages about 10 minutes per block, longer when the network is busy.
  • Taxes and records. Crypto you receive counts as income, so keep clean records.
  • Refunds are on you. No reversals, so set a clear refund policy.

Who accepts crypto

Popular with online and international sellers. All payment methods →

E-commerceSoftware & SaaSDigital goodsTravelFreelancers & agenciesInternational B2BGamingNutraceuticals
FAQ

Accepting Bitcoin, explained.

Still have a question? Ask us on WhatsApp.

Can I accept Bitcoin for my business or website?
Yes, in most places, including the US. Whether and how depends on your location, local rules and business type. A crypto payment processor makes it simple to add Bitcoin to your website checkout, invoices or point of sale.
Is it legal to accept Bitcoin in the US?
Yes. Businesses can legally accept Bitcoin and other cryptocurrencies. The IRS treats crypto as property, so payments you receive count as income at their fair market value in US dollars on the day you receive them.
What are the benefits of accepting Bitcoin?
Customers anywhere in the world can pay you, fees are often lower than cards (especially for international payments), you reach customers who prefer to pay with crypto, and there are no card chargebacks.
How do I start accepting Bitcoin?
Learn the basics, set up a secure wallet or a processor account, integrate the processor into your checkout, show Bitcoin as a payment option, explain it to customers, and track transactions, conversions, refunds and accounting. We can handle the setup with you.
What are the tax implications?
They vary by country. In the US, crypto you receive as payment is income at its dollar value when received, and selling or converting it later can create a gain or loss. Keep good records and speak to a tax professional.
Can I convert Bitcoin to US dollars?
Yes. Most processors can convert payments to dollars automatically and send them to your bank account, which protects you from price swings. Conversion fees may apply.
How do I set prices in Bitcoin?
Keep your prices in dollars and let the processor calculate the Bitcoin amount at checkout, using the live exchange rate. That way your prices never need updating.
What security measures should I take?
Use a reputable processor or secure wallet, turn on two-factor authentication, keep software updated, and never share private keys or recovery phrases. If you hold crypto, consider cold storage for larger balances.
How long does a Bitcoin payment take to confirm?
A Bitcoin block is added roughly every 10 minutes on average, and it can take longer when the network is busy or network fees are low. Faster options like the Lightning Network and stablecoins settle in seconds to minutes.
Are there chargebacks with Bitcoin?
No. Bitcoin payments can't be reversed by the customer, which removes chargeback risk. You should still have a clear refund policy, and issue refunds yourself when needed.
Can I accept partial payments or issue refunds in Bitcoin?
Yes. Most processors support partial payments and refunds. Set a clear policy on whether refunds are made in crypto or dollars, and at which exchange rate.
Which cryptocurrencies can I accept besides Bitcoin?
Most processors also support Ethereum (ETH) and stablecoins like USDT and USDC, which are pegged to the US dollar and avoid price swings.
Can I accept Bitcoin in Saudi Arabia?
The Saudi Central Bank (SAMA) does not recognize Bitcoin as legal tender and has warned the public about cryptocurrency risks. Rules can change, so check with local authorities or a legal expert before accepting crypto there.

Embrace the future of payments.

Accept Bitcoin and crypto today and reach customers anywhere. Tell us about your business and we'll recommend the right setup.

Get started Chat on WhatsApp

Direct-Merchant.org provides consulting and integration support only. We are not a cryptocurrency exchange, custodian, money transmitter or financial adviser, and we do not hold or move funds or crypto assets. Crypto payment services are provided by third-party processors under their own terms and approval. Cryptocurrency prices are volatile, and crypto payments are irreversible. Nothing on this page is investment, tax or legal advice; rules vary by country and may change.